Spend, save, and share with this intelligent owl that is not like regular toddler toys! Early money management skills take on a fun interactive element thanks to the Wise Owl Teaching Bank from Learning Resources. This cute tabletop bank introduces concepts including budgeting, goal-setting, and charitable giving with the help of an included kids money guide and three removable compartments labeled “spend, ” “save, ” and “share”, like a smart piggy bank for kids. The compartments’ clear plastic construction makes each easy to keep track of progress, identify when one area is out of balance with the others, or remove money once kids meet their goals. The bank also includes a random option: drop a coin down the top slot and let the owl decide whether it goes in “spend, ” “save, ” or “share”! When it's not teaching valuable money skills, the Wise Owl Teaching Bank also makes an adorable decor item in kids’ bedrooms or playrooms.